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Traditional Installment Loan* (TIL)

*Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 8.99% to 14.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.

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9.99% 5 Year Loan*

*Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.

Home Renovation Financing For Almost Any Project.

Custom-fit financing with $0 down. A simple, straightforward path to your dream project with fast, in-home approvals.
Benji is a simple, flexible financing option for almost any home improvement project. We offer standard and special financing plans with fixed rates.
What is special financing?
No-interest, no-payment plans. Benji special financing plans allow you to defer payments during the promotional period. If you choose to pay your balance in full during the promotional period all interest will be waived.**
Why should I be interested in offering Benji financing?
  • No upfront costs
  • Competitive fixed rates with multiple term options
  • No home equity needed to qualify
  • Finance from $2,000 to $50,000* for your projects

Home Energy Renovation Opportunity

HERO financing is built for energy-efficient home improvements. Lower your energy bills and improve your home with the HERO program.
  • No upfront costs
  • Competitive fixed rates, with terms up to 25 years
  • Interest may be tax deductible